By my opinion now a days with term technology we means a good standards of leaving. For example: we all know about e-banking but here in Albania is well known those last years. The world lending system has endured a process of transformation and evolution in terms of structure and organization. The banking industry has been the most crucial part of this change. Many banks have experienced change of their shareholders’ structure, organizational structure or change of their strategic visions for the future, influencing in the whole banking system. In the beginning banks were used for simple services such as: small time deposits and saving accounts and also short-maturity credit facilities. Future showed a splendid expansion into a larger line of deposits and lending products. Being operative in an aggressive environment, financial institutions are obliged to use different strategies to achieve a better service quality for their customers, helping that way the increase of the turnover volumes, market share and also their profits. Providing the clients with a faster and very qualified service through e-banking has been one of the most important strategies implemented. Technological and internet world has been a strong support for generating new opportunities from these financial organizations. Year after year the usage of Internet to perform banking transactions has increased and the future trend is very positive.
I agree with you regarding the importance of internet especially in banking servicing in Albania ,however many people are sceptic about its usage due to the fear of hackers attacks which have interfered many safe networks online. Albania unfortunatelly is in its first steps of developement of either internet or network safety. Ortenca
By my opinion now a days with term technology we means a good standards of leaving.
ReplyDeleteFor example: we all know about e-banking but here in Albania is well known those last years.
The world lending system has endured a process of transformation and evolution in terms of structure and organization. The banking industry has been the most crucial part of this change.
Many banks have experienced change of their shareholders’ structure, organizational structure or change of their strategic visions for the future, influencing in the whole banking system.
In the beginning banks were used for simple services such as: small time deposits and saving accounts and also short-maturity credit facilities. Future showed a splendid expansion into a larger line of deposits and lending products.
Being operative in an aggressive environment, financial institutions are obliged to use different strategies to achieve a better service quality for their customers, helping that way the increase of the turnover volumes, market share and also their profits.
Providing the clients with a faster and very qualified service through e-banking has been one of the most important strategies implemented. Technological and internet world has been a strong support for generating new opportunities from these financial organizations.
Year after year the usage of Internet to perform banking transactions has increased and the future trend is very positive.
Hi Ida,
ReplyDeleteI agree with you regarding the importance of internet especially in banking servicing in Albania ,however many people are sceptic about its usage due to the fear of hackers attacks which have interfered many safe networks online. Albania unfortunatelly is in its first steps of developement of either internet or network safety.
Ortenca